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Declaration of Trust
When you take out a Home Reversion plan and retain a portion of the property, a Declaration of Trust will be written in favour of yourself and, ultimately, your estate. This is a legally binding document, which confirms your retained ownership rights expressed as a percentage of the future sale value.

Deeds
Legal papers that establish who owns your property and names anyone who has an interest in its value. On completion, the Equity Release plan provider will retain the deeds for safekeeping.

Disclaimer
A document to be signed by an occupant of an Equity Release property, other than the plan member(s), e.g. a live-in carer, or family members. This document confirms that the signatory has no right to remain in the property after the plan member's death.

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