Equity Release Guide

Home Reversion

You can usually raise more cash than under a Lifetime Mortgage.
By retaining a percentage ownership in your property, you know that you can leave it as an inheritance.
If you only release part of the equity you know that you are able to release further amounts in the future, capitalising on any increase in the value of your property.
There is no debt or new financial obligation.
You are usually eligible for a Home Reversion plan between 65 and 80 years of age.

You will not benefit from any appreciation in the value of the proportion of the property that you sell.
You will no longer own all of your property.
As the discount at which the Home Reversion plan is arranged is based on your age and life expectancy, a Home Reversion plan may be poor value if you die or move into care early.

This site is for UK residents only