Individual plan details

Ref	10
Plan Name	Lifetime - Interest Roll-up
Plan Type	Rollup
Rate Type	Variable
Rate	6.69%
APR	6.9%
Interest Calculated	Monthly
Interest Applied	Annually
Min Percent Loan To Value	15%
APR	6.9%
Min Cash Sum to Value	£100,000
Max Percent Loan To Value	50%
Max Cash Sum To Value	£1,000,000
Total cost of credit	£219,380.84 (based on a 15 year term and an initial loan of £80,000).
Minimum Male Age	70
Minimum Female Age	70
Minimum Joint Age	70/70
Lump Sum	Yes
Regular Income	Yes
Income Fixed	No
Income Escalating	No
Income Linked	No
Life Cover	No
Further ER Advances	No
SHIP Member	No
No Negative Equity Guarantee	Yes
Medical Required	No
Ex Council Property	No
Location	England Wales BB
Minimum Property Value	£300,000
Minimum Length of Lease	80 years
Property Condition	Well Maintained
Property Type	House Bungalow
Property Status	Freehold
Existing Mortgage	Yes
Conditional Property Insurance	No
Security of Tenure	No
Minimum Income Requirement	No
Income Linked to Property Value	No
Plan Income Protection	No
Incentives	No
Fees	Arrangement Yes, £25 Discharge   No Legal   No Valuation   Yes, £600 Early Repayment   Yes, £75, For the first 3 years. Other   Yes, £50, Deeds Release fee.
Loan Repayment Options	No
Is Plan Portable	No
Available From	Direct
Other	Available for remortgage.
Plan Details Date	May 2007

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